Blog
Insurance tips, claim guides and updates from the ClaimPilot team.
How to Compare Insurance Policies: A UK Buyer’s Checklist
How to compare insurance policies in the UK on what actually matters — total excess, sums insured, single-item limits, exclusions and settlement terms — not just price.
23 June 2026
Home Insurance Claims in the UK: How to Claim and Get the Full Payout
How to make a home insurance claim in the UK, step by step — and how to get the full payout, avoid the average clause and exclusions, and challenge a low offer.
23 June 2026
What Can Void Your Insurance Policy (and How to Avoid It)
A voided policy is worse than a declined claim — no cover, no payout. The mistakes that void insurance (misrepresentation, fronting, broken conditions) and the checklist that keeps yours valid.
22 June 2026
How to Make a Car Insurance Claim After an Accident in the UK
The calm, step-by-step UK guide to a car insurance claim — what to do at the scene, what not to say, the evidence to gather, fault and excess, and your rights on a write-off.
22 June 2026
Underinsurance and the Average Clause: Why Your Payout Could Be Halved
A valid £4,000 claim, paid at £2,000 — legally. How the average clause quietly halves payouts when you are underinsured, and the four-step check that protects you.
21 June 2026
How to Document an Insurance Claim: The Evidence That Gets You Paid
Two near-identical claims; one paid in full, one refused. The difference is almost always the evidence. Exactly what to gather, the photos that win claims, and the mistakes that sink them.
21 June 2026
Insurance Excess Explained: Compulsory vs Voluntary, and How Much to Choose
Excess is the bit everyone agrees to without thinking — then regrets at claim time. Compulsory vs voluntary, the hidden per-peril excesses, and how to choose the right amount.
19 June 2026
How to Appeal a Rejected Insurance Claim in the UK (Step-by-Step)
A rejected claim is the insurer’s opening position, not the last word. The step-by-step UK appeal process — formal complaint, then the free Financial Ombudsman Service.
19 June 2026
How to Read a UK Insurance Policy Before You Buy
A cheap policy that will not pay out is the most expensive thing you can buy. A plain-English guide to reading the exclusions, excesses and small print before you buy.
17 June 2026
Why UK Insurance Claims Get Rejected — and How to Fix Yours Before You Submit
Most declined UK insurance claims fail for the same predictable reasons. Here is why claims get rejected — and the practical steps that fix yours before you submit.
17 June 2026